SIP Calculator
Project mutual-fund SIP growth — with annual step-ups, inflation adjustment, and side-by-side comparison
Values are nominal — future rupees on your statement.
Inputs
₹
%
Set to 0 for a flat SIP. Salaried investors typically step up 5–15% per year.
Yr
%
Long-run Indian equity SIP returns have averaged 11–13%.
Summary
Final monthly SIP₹ 61,159 / mo
Total contributed₹ 68,73,000
Wealth gained₹ 1,28,18,798
Corpus at maturity₹ 1,96,91,798
Growth over 20 years
Year-by-year breakdown
| Year | Monthly SIP | Total Contributed | Corpus |
|---|---|---|---|
| 1 | ₹ 10,000 | ₹ 1,20,000 | ₹ 1,26,825 |
| 2 | ₹ 11,000 | ₹ 2,52,000 | ₹ 2,82,417 |
| 3 | ₹ 12,100 | ₹ 3,97,200 | ₹ 4,71,693 |
| 4 | ₹ 13,310 | ₹ 5,56,920 | ₹ 7,00,320 |
| 5 | ₹ 14,641 | ₹ 7,32,612 | ₹ 9,74,822 |
| 6 | ₹ 16,105 | ₹ 9,25,873 | ₹ 13,02,707 |
| Total | — | — | — |
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