Terms of Service

Last updated: 2026

Not investment advice

Finacls is an educational financial-planning tool. We are not a SEBI-registered Investment Adviser, a stockbroker, or a portfolio manager. Nothing on this site constitutes investment advice, a recommendation on securities, or a solicitation under SEBI regulations. All calculations are estimates based on the inputs you provide and the assumptions disclosed alongside each tool.

No warranty

Tax slabs, interest rates, and statutory thresholds change over time. While we update our defaults regularly, we make no warranty that any number on this site is accurate at the moment you read it. Always verify with the relevant authority before acting on a calculation.

Acceptable use

You may use Finacls for personal financial planning. You may not scrape, mirror, or republish our calculators or methodology without written permission.

Liability

To the maximum extent permitted by law, Finacls and its operators are not liable for any financial loss arising from decisions you make based on calculations performed on this site. For personal financial advice, please consult a SEBI-registered Investment Adviser.