Plan for life's big moments
Some financial decisions only happen a few times in your life — and they're the ones that hurt most when you get them wrong. Pick the moment you're facing and see the real numbers before you commit.
Having a Baby
Delivery, year-1 costs, daycare, schooling, insurance top-ups, and the term cover both parents now need.
Buying a House
Down payment, stamp duty, registration, interiors, EMI burden, and whether your monthly debt-to-income leaves room to breathe.
Switching Jobs
Real take-home delta after tax, gratuity you'd leave behind, PF rollover guidance, and a transition buffer plan.
Losing Your Job
Liquid runway, severity rating, exactly what to cut first, what NOT to touch, and a 30-day survival plan.
Caring for Ageing Parents
Monthly contribution, medical-emergency reserve, joint-family expense split, and the impact on your own retirement and goals.
Getting Married
Wedding cost coverage, joint vs separate finances, combined surplus, insurance & tax changes, and the post-marriage planning checklist.
How we compute these scenarios
Each life-event simulator uses India-specific defaults — gratuity rules (15/26 × basic × years, 5-year vesting), state-aware stamp duty, FY25-26 tax slabs, EPF rules, and city-tier cost tables. Every assumption is disclosed inline. Numbers are estimates based on your inputs, not advice — please verify thresholds before committing to a decision.